BAH + COLA ,Basic Allowance for Housing (BAH) Basic Allowance for Housing (BAH) is money given by US Goverment to uniformed service members based on geographic duty location, pay grade, and dependency status. Many service members are unaware of these wealth building opportunities and strategies for purchasing Hawaii real estate properties using BAH & COLA for VA,FHA or USDA Purchase Loans Payments. Let Us show you how to use your BAH+COLA to make your Hawaii Dream Home Purchase a Reality. Start building your HOME equity Now with BAH . VA Home Loan Benefits No down payment 102% financing up to $783,750.00 in Honolulu City & County including VA funding fee, Hawaii ,Maui,Kauai,Molokai ans Lanai Islands $625,500.00 No PMI (private mortgage insurance). VA Administration guaranties 25% of the appraised value of the home The Veteran can use streamline refinancing of their current VA loan to reduce their interest rate and include closing costs without qualifying, regardless of current property value. The seller can pay some or all or part of the closing costs associated with the process and closing of the mortgage. Disabled veterans rated at 10% or higher are exempt from VA funding fee. No prepayment penalties at all Cash out refinances up to 90% of appraised value up to $700,000.00 in Honolulu City & County, all other Hawaii counties $625,500.00